ENROLL IN YOUR BENEFITS

Flex Spending

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Money Saver

Flexible Spending Accounts

Flexible Spending Accounts (FSAs) are special, non-taxed accounts designed to save you money on eligible health care and dependent care expenses. Through FSAs, money is set aside — tax-free — from your paycheck, so you’ll pay less in taxes while increasing your disposable income.

HARRIS COUNTY OFFERS YOU TWO FSA OPTIONS:

  • Health Care FSA – For eligible medical, dental and vision care expenses.
  • Dependent Care FSA – For eligible expenses to care for a dependent child or adult.
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FSA Overview

1 The IRS sets the maximum contribution amount for both the Healthcare and Dependent Care FSA. The amount listed reflects the maximum contribution for calendar year 2026.
2 The contribution limit for the Dependent Care FSA can vary based on compensation. The value listed in this chart represents single, or married filing jointly.

Flexible Spending Accounts for the 2026 plan year will be set up and available for your use at your first paycheck of the new plan year.

Plan, Save & Pay

Manage your accounts through Inspira Financial
You'll manage your Flexible Spending Accounts through Inspira Financial, an Aetna company. Log in at inspirafinancial.com.

Can I save time by having my claims reimbursements direct deposited into my bank account?
Yes. To get your money faster, link your bank account at inspirafinancial.com. Claims are usually processed within 72 business hours of receipt

How do I submit claims to Inspira Financial?
Beginning January 1, 2025, you can submit claims to pay yourself back for eligible out-of-pocket expenses. You have three options, you can submit claims:
1. Online through your Inspira Financial member website
2. Through Inspira Mobile App
3. Fill out a paper claim form, and fax/mail it directly to Inspira

Stay connected with the Inspira Mobile® App
Don't go another day without our free* Inspira Mobile app. Once you create a username and password on the Inspira Financial member website, use that to log in to the app.
You can:

  • View your account balance and manage your account funds
  • Submit claims to pay yourself back for eligible out-of-pocket expenses
  • Receive account alerts and notifications

What if I terminate my employment or retire?
Your participation in any FSA program will end. Any contributions made while you were an active employee must be spent before your plan participation ends. Your plan participation will end on the date your active employee insurance ends. All claims incurred while actively at work must be filed by June 15, 2026.